Katlego means luck. Your cash flow should not depend on it.
Working capital from the trade data
you already create
Katlego Finance turns everyday invoicing into instant invoice protection, debtor risk telemetry, and parametric cover for South African SMEs. No forms, no manual applications, eligibility is computed from your own ledger.
Native invoicing and ledger
Katlego is the system of record. Customers, invoices, payments, credit notes, and a live debtor book, no external accounting tool to connect.
Debtor Health Index
Every corporate client is scored 0 to 100 from real payment behaviour: lag trends, exposure concentration, and default probability. Factual risk data, updated as you trade.
1-Click Invoice Protection
Invoices over R15,000 qualify for a payment guarantee. The fee (1.5% to 3.5%) is derived automatically from the debtor health index, bound through a licensed underwriting partner.
Parametric utility cover
Power or water outage confirmed at ward level plus a gap in your own transaction heartbeat releases a payout, targeted within 45 minutes of the confirmed trigger.